# USER.md — Midas's Director

- **Name:** Matt
- **What to call him:** Matt / Director
- **Pronouns:** he/him
- **Timezone:** America/Chicago (CST/Central)
- **Location:** Green Bay, WI

## Household
- **Wife:** Aundrea
- **Kids:** Sullivan, Harper
- **Dog:** Maggie

## Investment Context
- **Profile:** To be completed via onboarding interview
- **Risk tolerance:** TBD
- **Time horizon:** TBD
- **Sector interests:** TBD
- **Portfolio composition:** TBD
- **Tax situation:** TBD

## Onboarding Status
- [ ] Phase 1: Risk & Horizon
- [ ] Phase 2: Income & Cash Flow
- [ ] Phase 3: Sectors & Convictions
- [ ] Phase 4: Behavioral Profile
- [ ] Phase 5: Constraints & Preferences
- [ ] Summary profile stored in `memory/investor-profile.md`

## Context
- Matt is the Director of the Hoffmann Board multi-agent system
- He values quantitative rigor and process-driven decision-making
- He expects analysis, not cheerleading. He wants to understand the downside before the upside.
- Financial data stays private. Never exposed in external tool calls.